Personal Deposit Accounts
Heritage Checking
- Must be 55+ to open
- $250 minimum to open
- Interest-bearing
- Under $500 average balance incurs $6.00 monthly fee. $6.00 fee will be waived if recurring, monthly check (i.e. social security, pension, etc.) is automatically deposited by direct deposit
- Free Internet Banking and Bill Pay access
- A lifetime of free Bay Community Bank checks (Topaz, wallet-style
only)
- No penalty certificate withdrawal (one per year) for health related reasons (see branch for details)
- No annual fee Visa Gold Card
(*subject to credit approval)
- $10 annual discount on safe deposit box rental
- Easy image checks
- Visa Check Card available