Investment Accounts

Retirement Accounts

Are you expecting bad news this year about your tax bill? Does tax time mean writing another check to the IRS? If that sounds familiar, then you should be considering opening an Individual Retirement Account, or contributing to an existing account at Bay Community Bank.

We can't make your taxes go away, but we can help you with an Individual Retirement Account (IRA) and tell you when your IRA is tax deductible and explain the advantages of an IRA to those who are self-employed. We have several different IRA options; including several different ROTH IRA products designed to help you save your money regularly. Please contact us at the branch for details and we will assist you in opening your IRA account today!

• Long-term, tax deferred savings contract with specified maturity date
• Available as a fixed rate CD or variable rate pass book account
• Minimum balance to open is $1000 for fixed rate IRA
• Minimum balance to open is $50 for variable rate IRA